How to get cheap car insurance

It has become much expensive to have own car. You not only have to buy a car, but you also have to insure your car and pay other tax. car insurance prices are increasing every year due to growing numbers of accidents. although your car insurance depend on your car, age and other things.

Choosing a car:

The main factor in how much your car insurance will cost is the car itself.If you really want to keep the the insurance cost down then keep in mind that the engine size,it's age and value and the make of car,  are all used in calculating insurance quotes. Insurer divide cars into many groups according to many factors including engine size and others things. The higher the insurance group, the higher the premium. So if you'r gonna buy a new car, it pays to check it's rating.

Older and named driver:

If you are new driver and under the age of 25 then must add an experienced driver to your policy to save money. Family member would be the best option, may be a parent or grandparent with a excellent driving record will be happy to go for the car insurance policy too. But do this carefully make it sure that you don't mark one of these drivers as the main driver of the car.

Buying car insurance online:

Now many insurance companies offer discount to those customers who buy their insurance online  Mostly peoples don't buy online insurance policy cause it is risky but now it is no more risky their all payment pages on insurance sites are protected by encryption technology. Your transaction detail are safe and in minutes you can print your newly purchased policy.

Car parking:

Mostly thefts of cars occurs at night, so if it's possible to park your care safe and more secured then please do it. if it's not possible , at least try and park the car off the road. This can save you 5 percent on your car insurance.

Reduce mileage:

It is common sense that if you will drive less then there are less chances of accident than who drives more. If you drive your car only on local roads at weekend, then there are less likely to be involved in an accident. May be each company have their own rules on mileage but on the whole the industry normally work with concept that annual mileage falls into one of the following categories. 3000, 5000, 8000, 10000, 12000, 15000, 20000. Talk to your insurer about your driving routine and habits cause a low mileage generally leads to a low premium.

Female car:

Generally women are safer drivers than men, and because of this insurance companies will offer much car insurance for females. If the family car is used equally by the husband and the wife, then it could make sense to have the female as the main driver on the insurance policy.

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